How a transaction is protected.
Each layer reduces a different kind of risk. Together they make the transaction process structured, evidenced and recoverable.
Protected funds
Where Secuora uses an integrated escrow/payment provider, transaction funds are handled according to the provider's protected payment and release processes.
Identity & account verification
Secuora can use verification processes to establish confidence in the parties participating in a transaction. Potential controls include identity verification, contact verification, business verification, account security, authentication and suspicious-activity detection.
Transaction evidence
Important transaction evidence can be associated with the transaction so there is a structured record of what was agreed and what happened. Examples include item photographs, serial numbers, videos, receipts, proof of ownership, messages, delivery information and inspection evidence.
Serial number & item verification
For applicable products, buyers and sellers can record identifying information such as serial numbers to create a stronger transaction record. Where external verification services are available, Secuora may integrate them into the verification process.
Transaction state controls
Money does not simply move directly from buyer to seller. The transaction follows defined states and conditions before applicable funds are released.
- CREATED
- FUNDS RECEIVED
- READY FOR EXECUTION
- DELIVERY / HANDOVER
- INSPECTION
- ACCEPTED
- FUNDS RELEASED
Dispute protection
If something goes wrong, the transaction can enter a dispute process rather than immediately releasing the protected funds.
The platform preserves relevant evidence so that the dispute can be evaluated using the transaction record.
Account security
- Secure authentication
- Password protection
- Two-factor authentication where available
- Session management
- Suspicious-login detection
- Device/security monitoring
- Account recovery controls
Fraud prevention
Secuora may monitor transaction patterns for suspicious behaviour. Potential risk indicators include unusual transaction activity, repeated disputes, account anomalies, identity inconsistencies, suspicious payment behaviour and attempts to bypass platform controls.
Secuora is designed to detect and reduce transaction risk — it does not claim to prevent all fraud.
Security isn't a promise. It's a process.
No platform can eliminate every risk associated with online transactions. Secuora's approach is to reduce preventable risk by creating a structured transaction record, applying security controls, protecting applicable funds through its payment/escrow infrastructure and giving buyers and sellers a defined process for completing or disputing transactions.